Transparent Pricing

Start free. Upgrade if you want.

The math that matters is always free. The Pro plan adds the tools that help you stay consistent and accountable.

Free

For people who want to run the numbers right now.

Free

Forever. No card needed.

  • Debt payoff calculator
  • Avalanche vs. snowball comparison
  • Budget planner
  • Emergency fund calculator
  • Basic payoff chart
  • Save your plan
  • Multiple debt tracking
  • Plaid bank sync
  • Progress tracking & history
  • PDF export
  • Email reminders
  • Priority support
Start Free — No Sign Up
Most Popular

Pro

For people serious about executing and tracking their plan.

$7 /mo

Billed $84/year · save $24/yr

  • Everything in Free
  • Save your plan
  • Multiple debt tracking (unlimited)
  • Plaid bank sync (read-only)
  • Progress tracking & history
  • PDF export
  • Email reminders & milestones
  • Priority support
  • Custom payoff scenarios
Start Free 14-Day Trial
For Families

Pro+

For households managing debt together with maximum support.

$12 /mo

Billed $144/year · save $48/yr

  • Everything in Pro
  • Up to 5 household members
  • Custom payoff scenarios
  • Shared dashboard
  • Priority support
  • Early access to new tools
Start Free 14-Day Trial
🛡️ 14-day free trial · No charges until you decide

Cancel anytime. Need hardship pricing? Email us.

Bank-Level Security

256-bit encryption. SOC 2 compliant. Your data never sold.

Read-Only Bank Access

Plaid connection is read-only. We can never move your money.

Cancel Anytime

No lock-ins. No sneaky renewal tricks. Cancel in 2 clicks.

Pricing questions, answered

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